A recent headline from the Dallas Fed seems to have caused many to worry over whether or not we are in a housing bubble. To be clear, we don’t believe that this is a bubble. We agree with the recent housingwire article on this subject that while...

The mortgage industry is holding its breath for the punchline of an April Fools’ joke that may not have one. This month, we watched as refinances finally dipped below 50 percent of total mortgage volume, and with rates continuing to rise, some are...

"Love letters" written by potential home buyers are, once again, allowed in Oregon. While they are a common part of the home buying process, some in the industry view them as lawsuits waiting to happen. Did you use a love letter when you bought your...

When it comes to buying VS building, some aspiring homeowners are seeing their options become increasingly dictated by changes in the market. As for now, there are three major factors affecting the Buying VS Building debate in our industry. In no...

Last year, UWM issued a controversial ultimatum which pressured brokers to choose between sending loans to them, or have the ability to send loans to Rocket Mortgage and Fairway Independent Mortgage. As UWM attempts to enforce that ultimatum nearly...

Still getting used to Zoom life? You're not alone! Here are the 10 Zoom Commandments to help you perfect your Zoom etiquette!

There is a lot of misinformation circulating around Forbearance - how it works and who it's for. Some borrowers are even entering forbearance immediately after closing on a new home. Educate your borrowers on all of the variables that pertain to...

Sometimes, things aren't quite what they seem. Are you ever worried about what the borrower went through before they got to the loan process? Between Inspectors, Appraisers, and Realtors, things can get crazy for the borrower before they even get to...

Preventing fraud is one way you can help your community right now. Here is the "LO Down" on Red Flags and your role in spotting them! There has been a significant rise in the number of identity theft cases in the last decade, and especially now as...

Sometimes your company policies make a lot of sense, and sometimes they don't. Hopefully though your company's policies on Red Flags, SARS, and fraud aren't this unorthodox...