Come take a journey with us into a study that may cause you to literally arch your eyebrows and exhale sharply. Our CE is here, and we cover all the State and Federal requirements. 

The Adjustable Rate Mortgage (ARMs) are not a bad product. But they are not the RIGHT product for many. Before you sell it, and before you buy it, you need to get all the information you can. One great place to start is the ARM Handbook.

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The USDA Loan is amazing for the right borrower in the right areas.  There are restrictions and qualification so the professional LO will know how to properly qualify these borrowers for this loan.  If you're interested in more information about...

The VA loan is a powerful and amazing product for veterans of the United States Military.  There is a lot to know to professionally write these loans, and a lot to know if you are an eligible veteran.  Make sure you read up, ask lots of questions,...

The Origins of TILA

The Federal Reserve Board originally had had the authority to implement the Truth in Lending Act "TILA", but this passed to the Consumer Financial Protection Bureau (CFPB) in 2011 in the wake of the Dodd-Frank Act. Regulation Z...