The LO Down: Spotting Red Flags

Posted by Sawyer Jones on March 20, 2020

Preventing fraud is one way you can help your community right now. Here is the "LO Down" on Red Flags and your role in spotting them! There has been a significant rise in the number of identity theft cases in the last decade, and especially now as...

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The LO Down: Red Flags Sommelier

Posted by Sawyer Jones on March 06, 2020

Sometimes your company policies make a lot of sense, and sometimes they don't. Hopefully though your company's policies on Red Flags, SARS, and fraud aren't this unorthodox...

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The LO Down on Changes of Circumstance

Posted by Sawyer Jones on February 21, 2020

We've all been there. You say "Pre-Qualified", and the borrower hears "Qualified". Sometimes borrowers don't heed your advice, and well...

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The LO Down on RESPA Violations

Posted by Sawyer Jones on November 01, 2019

A thing of value under $25 is safe, right? Nope. Common misconception that has spread around the industry like wildfire. Any thing of value for a referral is potentially up to $10,000 in fines and/or a year in prison. Here is the CFPB's explanation...

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The LO Down on Targeted Advertising

Posted by Sawyer Jones on October 18, 2019

Keep it secret, keep it safe. Or not. You're probably better off just advertising compliantly so that you actually get more business. Watch this short video on some upcoming changes to the way Facebook is handling advertisements for the housing...

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When you're fishing for borrowers...

Posted by Sawyer Jones on October 11, 2019
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Renewals - The LO Down in 60

Posted by Sawyer Jones on October 04, 2019

Details are everything when you're renewing your license. Enjoy your CE this year by following this link: www.knowledgecoop.com/lodownIssues that we face when trying to bank your CE hours:1. Name is spelled incorrectly when you sign up for CE2. NMLS...

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The LO Sketch: When it's January 2nd and your LOS gets shut off

Posted by Sawyer Jones on September 27, 2019
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HMDA Collection - LO Down in 60

Posted by Sawyer Jones on September 20, 2019

Collecting HMDA data correctly is very important. There are reporting implications involved but also proving loan data numbers is good for business! Do you still need your 2019 CE?  Sign up for your classes here: www.knowledgecoop.com/lodown

Did you...

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The LO Sketch: When you literally can't see race:

Posted by Sawyer Jones on September 13, 2019
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