Keep it secret, keep it safe. Or not. You're probably better off just advertising compliantly so that you actually get more business. Watch this short video on some upcoming changes to the way Facebook is handling advertisements for the housing...

The FTC is supposed to protect us for false advertising, not participate in it. This week we update you on what you can expect to receive if your information was released in the Equifax breach in 2017. Spoiler: it's not much. Special...

The Origins of TILA

The Federal Reserve Board originally had had the authority to implement the Truth in Lending Act "TILA", but this passed to the Consumer Financial Protection Bureau (CFPB) in 2011 in the wake of the Dodd-Frank Act. Regulation...

1. Continue your marketing

It is important to note that you are allowed to give or receive things of value while doing business, they just cannot be with the expectation of business referrals, or the payment of expenses in exchange for referring...

Ken examines cross-qualification and the consequences of flinging customer social security numbers out like Johnny Appleseed flinging seeds in a fertile meadow. Sending borrower information to other banks, lenders, or individuals can be a huge...

This week Ken is in Guatemala leading a team of teenagers who are serving the children in some Guatemalan orphanages and members of small villages around Guatemala City.

The challenge for you is this: Find joy in the midst of trials. We are...

In early August, Ken and Nathan wandered down to San Antonio to engage with the American Association of Residential Mortgage Regulators. In-between bites of barbecue, Ken delivered an eye-opening presentation on cyber security and its critical...

We have just finished moving our company from Vancouver, WA to Camas, WA. While not a long distance move, definitely a great change for a lot of reasons. This week's Wednesday video is all about the move, why we're excited, and a little peek...