The Adjustable Rate Mortgage (ARMs) are not a bad product. But they are not the RIGHT product for many. Before you sell it, and before you buy it, you need to get all the information you can. One great place to start is the ARM Handbook.

See you...

Some interesting thoughts hit Ken this last week surrounding RESPA, realtor and loan officers, ethics, and the National Association of Realtors.  

Who could stop this RESPA violation rampage? Maybe its actually the NAR. But maybe they don't want to...

There is no shortage of news coming out daily about the Equifax's Equipocalypse and the impact it is having on the world. Ken goes into some detail in this video about the impact on consumer credit and mortgage industry with these changes. Below the...

Richard Cordray spoke on NPR All Things Considered last week. We didn't get excited until the end of the interview when more discussion was brought up about Wells Fargo and a new enforcement against them on auto loan programs. Ken discusses this...

The new TRID rules were released last week. It's easy (and many times correct) to be frustrated with the CFPB, but at this time Ken encourages you to maybe thank them for this gift of time. The new rules are giving you up to a year to get compliant...

Teaching HMDA facts and regulation is one thing, but watching HMDA violations happen to your friend? Well, that just makes Ken grumpy! So here is a reminder about HMDA, not what's coming, but how to do it correctly RIGHT NOW before all the changes...

TILA

TILA is the Truth In Lending Act which was passed in 1968. The act was designed to increase the standard amount of information available to consumers and thus promote informed use of consumer credit. It accomplishes this through requiring...

We have just finished moving our company from Vancouver, WA to Camas, WA. While not a long distance move, definitely a great change for a lot of reasons. This week's Wednesday video is all about the move, why we're excited, and a little peek behind...