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How Do You Cover a Black Hole

Posted by Nathan Knottingham on May 02, 2018
Since 2015 the release of the TILA-RESPA rule answered a lot of questions, but also created more, and even created the ever theorized "Black Hole."  But instead of a high density heavenly body, this black hole was a weird undefined frame work...
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Politics and Mortgage // Decisions Today Affecting Tomorrow

Posted by Nathan Knottingham on November 30, 2016

As we watch closely, there are decisions being made today that may affect our industry tomorrow.  How will our industry change with the changes coming in the political realms?  Here are some thoughts and a challenge for you today. 

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Car Rentals and Customer Service

Posted by Nathan Knottingham on November 16, 2016

We've all had the customer service that was just AMAZING.  We've all had the other customer service.  What can we learn about our own business by renting cars?  Well Ken talks mortgages and cars, but you've got to watch it to get it.

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I've got a confession for you...

Posted by Nathan Knottingham on November 10, 2016

First, let me start by saying I've worked as a waiter and licensed Mortgage Loan Originator, and for a while, in 2008 I was both simultaneously.

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The Election Affect on Mortgage Industry

Posted by Nathan Knottingham on November 09, 2016

Hanging out in Missouri, Ken filmed his Wednesday update on location.  This isn't a political post with opinion, only thoughts on how we can expect some changes to affect our industry as the rotation of the Office of the president comes into...

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Credit Standards are Strict, is Change Coming Soon?

Posted by Nathan Knottingham on November 03, 2016

 At the MBA Conference there are a few things we always listen for.  One of them is any hint at a change to borrower credit standards...did we hear anything good this time? 


There will be more coming in time and you can always catch us on ...

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CFPB is on the hunt for HMDA violations

Posted by Nathan Knottingham on October 28, 2016

Yesterday the CFPB released a statement saying they have issued a letter of notice to 44 mortgage companies (lenders and brokers) alerting that there may be an issue with their HMDA reporting. 

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MBA 2016 Conference - 3 Takeaways for Everyone

Posted by Nathan Knottingham on October 26, 2016


Ken and Anthony are returning from the 2016 MBA conference.  There are three things they are taking away that Ken introduces here.  And he asks for some help...can you assist?

There will be more coming in time and you can always catch us on ...

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Appraisals, Realtors, and Truth

Posted by Nathan Knottingham on October 20, 2016


The truth about Appraisals is that they are arduous, long, and frustrating.  Lots of fingers point blame, but wouldn't the best solution just be communicating in unison to all parties?  Spread the word from Ken and the Knowledge Coop!   


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The Emerging Borrower's Mindset

Posted by Nathan Knottingham on October 19, 2016

Hello out there!  First, let me introduce myself, I'm Nathan Knottingham the Director of Content Development here at the Knowledge Coop.  I'm 36, love my family, love watching movies, making movies, and long walks on North West beaches looking...

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