How Do You Cover a Black Hole

Posted by Nathan Knottingham on May 02, 2018

Since 2015 the release of the TILA-RESPA rule answered a lot of questions, but also created more, and even created the ever theorized "Black Hole." But instead of a high density heavenly body, this black hole was a weird undefined frame work of...

Politics and Mortgage // Decisions Today Affecting Tomorrow

Posted by Nathan Knottingham on November 30, 2016

As we watch closely, there are decisions being made today that may affect our industry tomorrow. How will our industry change with the changes coming in the political realms? Here are some thoughts and a challenge for you today.

Car Rentals and Customer Service

Posted by Nathan Knottingham on November 16, 2016

We've all had the customer service that was just AMAZING. We've all had the other customer service. What can we learn about our own business by renting cars? Well Ken talks mortgages and cars, but you've got to watch it to get it.

Credit Standards are Strict, is Change Coming Soon?

Posted by Nathan Knottingham on November 03, 2016

At the MBA Conference there are a few things we always listen for. One of them is any hint at a change to borrower credit standards...did we hear anything good this time?

There will be more coming in time and you can always catch us on ...

MBA 2016 Conference - 3 Takeaways for Everyone

Posted by Nathan Knottingham on October 26, 2016

Ken and Anthony are returning from the 2016 MBA conference. There are three things they are taking away that Ken introduces here. And he asks for some help...can you assist?

There will be more coming in time and you can always catch us on ...

Appraisals, Realtors, and Truth

Posted by Nathan Knottingham on October 20, 2016

The truth about Appraisals is that they are arduous, long, and frustrating. Lots of fingers point blame, but wouldn't the best solution just be communicating in unison to all parties? Spread the word from Ken and the Knowledge Coop!

There will be...

The Emerging Borrower's Mindset

Posted by Nathan Knottingham on October 19, 2016

Hello out there! First, let me introduce myself, I'm Nathan Knottingham the Director of Content Development here at the Knowledge Coop. I'm 36, love my family, love watching movies, making movies, and long walks on North West beaches looking for...

The CFPB Lost...What's Next?

Posted by Nathan Knottingham on October 13, 2016

So the CFPB lost the decision in the Court of Appeals PHH vs. CFPB...

What does that mean to you, me, and our industry? Not much today actually, but remember that one small change on course today can mean a completely different destination in the...