The LO Down - Love Letter Reprise

Posted by Sawyer Jones on March 16, 2022

"Love letters" written by potential home buyers are, once again, allowed in Oregon. While they are a common part of the home buying process, some in the industry view them as lawsuits waiting to happen. Did you use a love letter when you bought your...

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The LO Down - Buying VS. Building

Posted by Sawyer Jones on March 02, 2022

When it comes to buying VS building, some aspiring homeowners are seeing their options become increasingly dictated by changes in the market. As for now, there are three major factors affecting the Buying VS Building debate in our industry. In no...

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The LO Down: UWM vs America's Moneyline

Posted by Sawyer Jones on February 16, 2022

Last year, UWM issued a controversial ultimatum which pressured brokers to choose between sending loans to them, or have the ability to send loans to Rocket Mortgage and Fairway Independent Mortgage. As UWM attempts to enforce that ultimatum nearly...

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The Zoom 10 Commandments

Posted by Ren Reed on April 07, 2021

Still getting used to Zoom life? You're not alone! Here are the 10 Zoom Commandments to help you perfect your Zoom etiquette!

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The "F" Word

Posted by Ren Reed on May 28, 2020

There is a lot of misinformation circulating around Forbearance - how it works and who it's for. Some borrowers are even entering forbearance immediately after closing on a new home. Educate your borrowers on all of the variables that pertain to...

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The LO Down: The Inspector's Fortune

Posted by Sawyer Jones on May 08, 2020

Sometimes, things aren't quite what they seem. Are you ever worried about what the borrower went through before they got to the loan process? Between Inspectors, Appraisers, and Realtors, things can get crazy for the borrower before they even get to...

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The LO Down: Spotting Red Flags

Posted by Sawyer Jones on March 20, 2020

Preventing fraud is one way you can help your community right now. Here is the "LO Down" on Red Flags and your role in spotting them! There has been a significant rise in the number of identity theft cases in the last decade, and especially now as...

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The LO Down: Red Flags Sommelier

Posted by Sawyer Jones on March 06, 2020

Sometimes your company policies make a lot of sense, and sometimes they don't. Hopefully though your company's policies on Red Flags, SARS, and fraud aren't this unorthodox...

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The LO Down on Changes of Circumstance

Posted by Sawyer Jones on February 21, 2020

We've all been there. You say "Pre-Qualified", and the borrower hears "Qualified". Sometimes borrowers don't heed your advice, and well...

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The LO Down on RESPA Violations

Posted by Sawyer Jones on November 01, 2019

A thing of value under $25 is safe, right? Nope. Common misconception that has spread around the industry like wildfire. Any thing of value for a referral is potentially up to $10,000 in fines and/or a year in prison. Here is the CFPB's explanation...

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