We've all been there. You say "Pre-Qualified", and the borrower hears "Qualified". Sometimes borrowers don't heed your advice, and well...

A thing of value under $25 is safe, right? Nope. Common misconception that has spread around the industry like wildfire. Any thing of value for a referral is potentially up to $10,000 in fines and/or a year in prison. Here is the CFPB's explanation...

Keep it secret, keep it safe. Or not. You're probably better off just advertising compliantly so that you actually get more business. Watch this short video on some upcoming changes to the way Facebook is handling advertisements for the housing...

Details are everything when you're renewing your license. Enjoy your CE this year by following this link: www.knowledgecoop.com/lodownIssues that we face when trying to bank your CE hours:1. Name is spelled incorrectly when you sign up for CE2. NMLS...

Collecting HMDA data correctly is very important. There are reporting implications involved but also proving loan data numbers is good for business! Do you still need your 2019 CE?  Sign up for your classes here: www.knowledgecoop.com/lodown

Did you...

Are you up to date on what violating RESPA could mean? Let's talk about not getting hit for RESPA violations, this is the LO Down in 60 seconds.