---
title: The Knowledge Coop Blog | Fines
description: Fines | Welcome to The Knowledge Coop Blog and News, your go-to source for everything happening in the mortgage industry. From the latest updates to actionable insights, we deliver content for mortgage executives, compliance officers, and loan officers alike.
---

# Blog & News

Welcome to the Knowledge Coop Blog and News, your go-to source for everything happening in the mortgage industry. From the latest updates to actionable insights, we deliver content for mortgage executives, compliance officers, and loan officers alike. Stay informed, stay compliant, and stay on top of your game with our expert-driven posts and breaking news.

[![wednesday video.png](https://blog.knowledgecoop.com/hubfs/wednesday%20video.png)](https://blog.knowledgecoop.com/train-them-right)

## [Train Them Right](https://blog.knowledgecoop.com/train-them-right)

[![try video.png](https://blog.knowledgecoop.com/hubfs/try%20video.png)](https://blog.knowledgecoop.com/try-video)

## [Try It Try It You Will See](https://blog.knowledgecoop.com/try-video)

Video connects you to people in tangeable and qualitative ways. Don't be afraid to start using it! S...

[![Consider the Cost of Change.png](https://blog.knowledgecoop.com/hubfs/Consider%20the%20Cost%20of%20Change.png)](https://blog.knowledgecoop.com/consider-the-cost-of-change)

## [Consider the Cost of Change](https://blog.knowledgecoop.com/consider-the-cost-of-change)

We want to disrupt the CE and training world. What do you want to disrupt and why?

[![The Trade-Off Choice.png](https://blog.knowledgecoop.com/hubfs/The%20Trade-Off%20Choice.png)](https://blog.knowledgecoop.com/trade-off)

## [The Trade Off Choice](https://blog.knowledgecoop.com/trade-off)

We all make a choice every day that deals with Trade-Offs or Opportunity Costs. No matter what you c...

[![episode twenty one-1.png](https://blog.knowledgecoop.com/hubfs/episode%20twenty%20one-1.png)](https://blog.knowledgecoop.com/study-to-win)

## [Study to Win](https://blog.knowledgecoop.com/study-to-win)

You never want to lose a loan to someone who out-read and out-researched you. So why not approach it...

[![All the RESPA.png](https://blog.knowledgecoop.com/hubfs/All%20the%20RESPA.png)](https://blog.knowledgecoop.com/zillow-and-respa)

## [Zillow and RESPA Part 2: The Details](https://blog.knowledgecoop.com/zillow-and-respa)

Okay, maybe you did know these things about RESPA, but apparently Zillow didn't. We've created this ...

[![Miami.png](https://blog.knowledgecoop.com/hubfs/Miami.png)](https://blog.knowledgecoop.com/refinances-really-gone)

## [Are Refinances Really Gone?](https://blog.knowledgecoop.com/refinances-really-gone)

We are hearing a lot of rumbling about refinances being gone and the only new loans being done will ...

[![Making Friends Every Day.png](https://blog.knowledgecoop.com/hubfs/Making%20Friends%20Every%20Day.png)](https://blog.knowledgecoop.com/update-from-regulator-school)

## [Update from Regulator School in KY](https://blog.knowledgecoop.com/update-from-regulator-school)

Ken has the uncanny ability to make friends with just about anyone, doesn't matter who they are or w...

[![serice (1).png](https://blog.knowledgecoop.com/hubfs/serice%20(1).png)](https://blog.knowledgecoop.com/service-as-a-choice)

## [Service as a Choice](https://blog.knowledgecoop.com/service-as-a-choice)

HUD is removing some programs that we think are REALLY good! In fact we teach about them in the 8 Ho...

[![Don't throw eggs yet.png](https://blog.knowledgecoop.com/hubfs/Don't%20throw%20eggs%20yet.png)](https://blog.knowledgecoop.com/dont-throw-eggs-yet)

## [Don't Throw Eggs Just Yet](https://blog.knowledgecoop.com/dont-throw-eggs-yet)

Let's just dive into this...

[![Don't Crash the Bus.png](https://blog.knowledgecoop.com/hubfs/Don't%20Crash%20the%20Bus.png)](https://blog.knowledgecoop.com/crashthebus)

## [Don't Crash the Bus](https://blog.knowledgecoop.com/crashthebus)

Ken is on the road teaching the 8 Hour SAFE Comprehensive Live Continuing Education. Only a few clas...

[![Tablet pc with text Thank You with blue background.jpeg](https://blog.knowledgecoop.com/hubfs/Stock%20images/Tablet%20pc%20with%20text%20Thank%20You%20with%20blue%20background.jpeg)](https://blog.knowledgecoop.com/workaversary)

## [14 Year Work-A-Versary!](https://blog.knowledgecoop.com/workaversary)

14 years today! That's how long Ken has been training professionals in the mortgage industry. And th...