How Do You Close A Black Hole?

Posted by Nathan Knottingham on July 12, 2017

Well the first step is NOT asking for clarification on how to close it in the new TRID updates!

Still need to take your 7 or 8 Hour CE for this year?  Find it all here: https://goo.gl/B33tkD

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Consider the Cost of Change

Posted by Nathan Knottingham on July 06, 2017

We want to disrupt the CE and training world.  What do you want to disrupt and why? 

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CFPB's $2.0m Statement

Posted by Nathan Knottingham on June 28, 2017

Why exactly is the CFPB making a $2 million dollar statement about credit?  The answer may surprise you...

Still need to take your 7 or 8 Hour CE for this year?  Find it all here: https://goo.gl/B33tkD

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Challenge for Rest

Posted by Nathan Knottingham on June 14, 2017

We are not victims of our schedule, however, it can easily feel that way. So what are you doing today to find some rest? Don't worry, the work will still be there. Your health, however, may not. Take some time and check our NMLS Approved SAFE Act...

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The Trade Off Choice

Posted by Nathan Knottingham on June 07, 2017

We all make a choice every day that deals with Trade-Offs or Opportunity Costs. No matter what you call it there is a trade-off of one value or thing over another. We all have time to do anything, but we don't have the time to do everything. Being...

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Study to Win

Posted by Nathan Knottingham on May 31, 2017

You never want to lose a loan to someone who out-read and out-researched you. So why not approach it like you would a workout routine? 30 minutes a day can make a HUGE difference in your life. FNMA released, late last month, a change to how they...

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Compliance Training Sucks

Posted by Nathan Knottingham on May 24, 2017

Look, we said it. Most Compliance training really is painful. We get it, we hear about it, but we believe it doesn't have to be that way. There are some very specific questions that MLOs, Ops, Execs, and Compliance managers have to ask themselves:...

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Zillow and RESPA Part 2: The Details

Posted by Nathan Knottingham on May 18, 2017

Okay, maybe you did know these things about RESPA, but apparently Zillow didn't.  We've created this vdieo for you to share with your professional contacts and people in the industry that need a primer on RESPA.  

Mortgage lending can be hard,...

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Zillow is Facing Enforcement

Posted by Nathan Knottingham on May 13, 2017

BREAKING NEWS: The CFPB is investigating Zillow over alleged RESPA violations!!!! For more background on what we've been talking about with Zillow and RESPA: https://www.youtube.com/playlist?list=PLL04XXb0U4CCU2gsH-ZD1BqIUf0dGevsPThe link to the SEC...

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Are Refinances Really Gone?

Posted by Nathan Knottingham on May 10, 2017

We are hearing a lot of rumbling about refinances being gone and the only new loans being done will be in purchases.  We hear it at MBA conferences, we hear it from other news sources, and there is even discussion of percieved value vs actual value...

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