From the outside, the fact that massive federal training requirements are placed on nonbank LOs but not LOs at depository institutions can feel a little unfair. But is it?

A recent headline from the Dallas Fed seems to have caused many to worry over whether or not we are in a housing bubble. To be clear, we don’t believe that this is a bubble. We agree with the recent housingwire article on this subject that while...

Early this month, we watched as refis dipped below 50 percent, and with rates continuing to rise, many have declared the death of the refi era. Last year, rising home prices led to the highest level of cash-out refi's since 2005, with lenders...

"Love letters" written by potential home buyers are, once again, allowed in Oregon. While they are a common part of the home buying process, some in the industry view them as lawsuits waiting to happen. Did you use a love letter when you bought your...

When it comes to buying VS building, some aspiring homeowners are seeing their options become increasingly dictated by changes in the market. As for now, there are three major factors affecting the Buying VS Building debate in our industry. In no...

Last year, UWM issued a controversial ultimatum which pressured brokers to choose between sending loans to them, or have the ability to send loans to Rocket Mortgage and Fairway Independent Mortgage. As UWM attempts to enforce that ultimatum nearly...

Still getting used to Zoom life? You're not alone! Here are the 10 Zoom Commandments to help you perfect your Zoom etiquette!

There is a lot of misinformation circulating around Forbearance - how it works and who it's for. Some borrowers are even entering forbearance immediately after closing on a new home. Educate your borrowers on all of the variables that pertain to...

Sometimes, things aren't quite what they seem. Are you ever worried about what the borrower went through before they got to the loan process? Between Inspectors, Appraisers, and Realtors, things can get crazy for the borrower before they even get to...