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Blog & News

Welcome to The Knowledge Coop Blog and News, your go-to source for everything happening in the mortgage industry. From the latest updates to actionable insights, we deliver content for mortgage executives, compliance officers, and loan officers alike. Stay informed, stay compliant, and stay on top of your game with our expert-driven posts and breaking news.
Benefits of AI adoption in the mortgage industry.

The mortgage industry is on the cusp of transformation, with AI at the forefront of this evolution. ...

With the recent passage of HR 7735, better known as *Improving Access to the VA Home Loan Benefit Ac...

You might remember the United Wholesale Mortgage lawsuit we talked about almost a year ago. Link her...

Hi all! I’ve been reflecting on the past couple of months and wanted to tell you a little bit of a s...

With home prices reaching astronomical levels, it can be difficult for many to qualify to purchase t...

As the mortgage market fluctuates and interest rates continue to rise, you may be hearing more peopl...

A HELOC or Home Equity Lines of Credit is a second mortgage that allows the borrower to pull equity ...

Still getting used to Zoom life? You're not alone! Here are the 10 Zoom Commandments to help you per...

There is a lot of misinformation circulating around Forbearance - how it works and who it's for. Som...

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We made sure not to tell you what happened at MBA Secondary! But we do cover a new vulnerability you...

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This week, we bring you the LO down on Zillow, their launch of ZHL, and how it affects you.

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In this week's update: Nathan discusses how not strengthening your strengths can be a weakness and h...

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Ken weighs in on the Laurel vs. Yanny debate, and how video can be a powerful tool for your business...

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Could it really happen? Is the CFPB dropping their complaint roster? Well, maybe. According to an ar...

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This week the FTC released some big news on their blog. Now you can report identit y theft on identi...

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Let's get real. No one really knows how the recent tax reform will play out, at least not until it t...

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Ken's at the NMLS conference in New Orleans and something strikes him while he peers out over the ci...

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If we use a little imagination and the technology at our hands, we can turn our current group of con...

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Jumbo loans are the big home loans, the ones that are larger than the conforming loan limits that ar...

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Sometimes a loan just doesn't fit conventional lending standards. Those are called Jumbo loans. Let'...

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The Adjustable Rate Mortgage (ARMs) are not a bad product. But they are not the RIGHT product for ma...

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The USDA Loan is amazing for the right borrower in the right areas. There are restrictions and quali...

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Teaching HMDA facts and regulation is one thing, but watching HMDA violations happen to your friend?...

Why exactly is the CFPB making a $2 million dollar statement about credit? The answer may surprise y...

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We all make a choice every day that deals with Trade-Offs or Opportunity Costs. No matter what you c...

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You never want to lose a loan to someone who out-read and out-researched you. So why not approach it...

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Look, we said it. Most Compliance training really is painful. We get it, we hear about it, but we be...

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HUD is removing some programs that we think are REALLY good! In fact we teach about them in the 8 Ho...

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Ken is on the road teaching the 8 Hour SAFE Comprehensive Live Continuing Education. Only a few clas...

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14 years today! That's how long Ken has been training professionals in the mortgage industry. And th...

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Our fearless CEO, Anthony Miller, whom you saw driving last week, is attending the Independent Mortg...

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Ken and Anthony are returning from 2 days away where they took time to do the Annual Plan. Ken has s...

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In his best selling breakout Good to Great, Jim Collins wrote about busses, seats, and people in tho...

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On Tuesday September 20th the biggest thing in Ken's life wasn't the Mac Sierra OS update. Actually ...

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Take a trip with me back in time. A time where appraisers were able to just slowly cruise by a house...